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Our Commitment to Simplicity

1
Employers register

2
Employees select a vehicle
Once your scheme is up and running, your employees can choose from a huge range of brand-new cars.

3
Everyone benefits with savings for all
You and your employees can save up to 60% with a salary sacrifice deal versus a standard PCH deal.
Our Salary Sacrifice Package Includes
Low Monthly Costs
Flexible Terms
No Deposit
No Personal Credit Checks
Vehicle Insurance
Maintenance Tyres & Servicing
Breakdown & Roadside Assistance
Home Chargepoint
Early Termination Protection
How can we join?
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Frequently Asked Questions
Find out more about how our Salary Sacrifice Scheme works for both employers and employees.
What is a salary sacrifice vehicle scheme?
A salary sacrifice vehicle scheme allows employees to give up a portion of their pre-tax salary in exchange for a new vehicle provided by their employer. It's a cost-effective way for employees to access a vehicle.
What types of vehicles can I get through a salary sacrifice scheme?
The range of vehicles available can vary depending on your employer's scheme. It may include cars, electric vehicles (EVs), hybrids and traditional fuel type vehicles.
How does the scheme work for tax and National Insurance contributions (NICs)?
By sacrificing part of your salary, you reduce your taxable income, resulting in potential tax and NIC savings. The sacrificed amount is typically subject to a reduced rate of NICs.
Can I choose any vehicle I want, or are there restrictions?
Vehicle choice often depends on your employer's scheme. There may be restrictions on the make, model, and value of the vehicle. It's essential to check with your employer for details.
Do I own the vehicle in a salary sacrifice scheme?
In most cases, you do not own the vehicle. Instead, you have exclusive use of it for the duration of the scheme. Ownership remains with the leasing company or employer.
How long does a salary sacrifice vehicle scheme typically last?
The duration of a scheme can vary, but it's often between 2 to 4 years. At the end of the scheme, you may have the option to extend it, return the vehicle, or choose a new one.
Can I use the vehicle for personal and business purposes?
The usage rules can vary from provider to provider, but our scheme does allow for both personal and business use.
Are maintenance and insurance included in the scheme?
Our salary sacrifice schemes include maintenance and insurance as part of the package.
How do I enroll in a salary sacrifice vehicle scheme?
To join a scheme, you typically need to express your interest to your employer's HR department or benefits team. They will guide you through the enrollment process.










